ABOUT US

    Board of Directors

  • Adil A. Khawaja MR. DAVID N. WACHIRA CHAIRMAN ×

    CHAIRMAN, BOARD OF DIRECTORS HELB

    Mr. Wachira holds a B.Sc from University of Nairobi, M.Sc. (Economics and Business Management) and Postgraduate Diploma in Agricultural Economics both from the University of New England, Australia. He is also a graduate in Finance and Banking from Cornell University, Ithaca, USA where he studied as a Hubert H Humphrey Scholar. His competence lies in Corporate Strategic Planning and Management, Commercial Banking, Financial Modelling, risk & compliance, Economic Analysis and Governance, among other areas of specialization. Mr. Wachira is also a member of the Institute of Directors (Kenya Chapter) and a Fellow of Kenya Institute of Management. He has attended several courses and seminars in Finance, Human Resource Management, Corporate Governance, Audit and Risk Management, Performance Based Management, Business Rehabilitation, Alternative Dispute Resolutions, and several others as a resource person. Until recently, Mr. Wachira was the Chief Executive Officer at Consolidated Bank of Kenya and has also worked in other leading banks such as Cooperative Bank of Kenya, Barclays Bank of Kenya, among others both in Kenya and other African countries. During his time in the banking sector he served as the vice-chairman of Kenya Bankers Association for more than five years. He is the immediate past Chairman and Member of Dedan Kimathi University Council where he served for more than seven years. He is also a Board Member of a leading regional insurance company and a private hospital in Kenya in which he chairs Finance and Strategies committees of the two Boards.

  • Adil A. Khawaja MR. CHARLES RINGERA CHIEF EXECUTIVE OFFICER ×

    CHIEF EXECUTIVE OFFICER

    Mr. Ringera is a seasoned banker with over 20 years’ practical banking experience that cuts across all facets of central and commercial banking. He formerly worked as a regulator with the Central Bank of Kenya in various capacities, as a bank examiner, Kisumu Branch, Finance, Audit and National Debt. He moved to Co-operative Bank in 2004 initially as Senior Credit Risk Analyst before being deployed to Enterprise-wide Risk Management as a senior manager to lay foundation for Risk management for the bank as per the Central Bank’s Risk Management Guidelines and Basel II Accord. In 2006, he moved to KCB Group where he headed the Group Operational Risk and Compliance supporting – Kenya, Tanzania, Southern Sudan, Uganda, Rwanda and Burundi. Charles holds Bachelors of Science in Applied Accounting and an MBA in strategic management. He is a professional accountant holding a CPA (K) and a Fellow of Association of Certified Chartered Accountants, FCCA. He also holds an Advanced Diploma in Risk Management in Banking/Finance by KPMG Sweden

  • Adil A. Khawaja GEORGE KIHARA GICHURU REPRESENTATIVE PS ×

    REPRESENTATIVE PS, NATIONAL TREASURY

    Mr. Gichuru holds a Bachelor of Commerce (Accounting) and an MBA Finance from the University of Nairobi. He is also a CPA (K) and a member of the Institute of Public Accountants of Kenya (ICPAK). He is a career accountant having worked in various District Treasuries for 17 years. He has also been Head of Accounting Division at the Ministry of Industrializatioentre of Kenya.

  • Adil A. Khawaja Dr. HABIL OLAKA REPRESENTATIVE ×

    REPRESENTATIVE, KENYA BANKERS ASSOCIATION

    Dr. Olaka is the Chief Executive Officer of the Kenya Bankers Association since October 2010. Previously, he was the Director of Operations of the East Africa Development Bank (EADB) and also member of the senior management team in charge of the credit operations and business development of the bank. Before joining the bank he had been with Banque Indesosuez now Bank of Africa for four years as the Internal Auditor, having started his career at the Price Water House Coopers Nairobi in the audit and business advisory division. He sits on a number of boards representing the KBA that include Kenya School of Monetary Studies, HELB among others. He holds a first class honors BSc Degree in Electrical Engineering from UoN and an MBA in Finance from the Manchester Business School in the UK as well as a Doctor of Business Administration degree from the United States International University. He is a member of ICPAK and CFA and an alumnus of Strathmore School of Accountancy.

  • Adil A. Khawaja PROF. TIMOTHY WACHIRA REPRESENTATIVE OF VICE CHANCELLORS ×

    REPRESENTATIVE OF VICE CHANCELLORS, AND PRINCIPALS OF THE PRIVATE UNIVERSITIES

    Professor Wachira is the Vice chancellor of Daystar University. He has a doctoral degree in Public Health from University of Nairobi. He also served as the Vice Chancellor St Paul’s University in 2004 to 2010. He has served as a General Secretary FOCUS, Senior Medical Research Scientist, AMREF, Lecturer University Nairobi and a Senior Research Scientist KARI. He serves as a Board Member in several boards in Kenya that include the Higher Education Loans Board, Biblica Kenya, Wycliffe Africa, Bible Society of Kenya and FOCUS.

  • Adil A. Khawaja MR. EZRA MAGATI ×

    ALTERNATE, PS STATE DEPARTMENT OF EDUCATION

    Mr. Magati holds a Bachelor of Commerce, and Masters of Commerce Business Administration from Mohan Lal Sukhadia, India. He worked as a senior finance officer in the former Local Government Ministry for 15 years until 2006 and later in the EAC, Commerce and Tourism, Trade Ministries. He is currently in the Ministry of Education in the state department for university education.

  • Adil A. Khawaja CHARLES ONAMI MARANGA ×

    BOARD MEMBER

    Mr. Maranga holds a BA (Hons) Sociology and Government (University of Nairobi) Kenya and a MSC Business Studies – HR Option (University of Salford) United Kingdom. Charles has over 25 years’ experience in Human Resource Management. He has worked as Director HR in KCB and CBK; Head of Human Resources Barclays and Kenya Airways and is currently the CEO/Managing Partner-Human Capital Consultancy LTD (HCMC).

  • Adil A. Khawaja PROF. MWENDA NTARANGWI ×

    BOARD MEMBER

    Prof. Ntarangwi is the CEO for Commission for University Education. He holds a B.Ed. (Language Education) and MA (Swahili Cultural Studies) from Kenyatta University and a MA and PhD (Cultural Anthropology) from the University of Illinois. He most recently served as Vice President at Theological Network. He previously served as the Executive Director International Association for the Promotion of Christian Higher Education(IAPCHE) and Associate Director Office of Off – Campus Programs, Calvin College. Prof. Ntarangwi served as the Director, African and African Diaspora Studies (AADS) at Calvin College, Director and Assistant Professor St Lawrence University – Kenya Semester Program, Assistant Director Academic Program and Students – St Lawrence University – Kenya Semester Program and an Associate Professor of Anthropology

    Management Team

  • Adil A. Khawaja CHARLES RINGERA ×

    CHIEF EXECUTIVE OFFICER

    Mr. Ringera is a seasoned banker with over 20 years’ practical banking experience that cuts across all facets of central and commercial banking. He formerly worked as a regulator with the Central Bank of Kenya in various capacities, as a bank examiner, Kisumu Branch, Finance, Audit and National Debt. He moved to Co-operative Bank in 2004 initially as Senior Credit Risk Analyst before being deployed to Enterprise-wide Risk Management as a senior manager to lay foundation for Risk management for the bank as per the Central Bank’s Risk Management Guidelines and Basel II Accord. In 2006, he moved to KCB Group where he headed the Group Operational Risk and Compliance supporting – Kenya, Tanzania, Southern Sudan, Uganda, Rwanda and Burundi. Charles holds Bachelors of Science in Applied Accounting and an MBA in strategic management. He is a professional accountant holding a CPA (K) and a Fellow of Association of Certified Chartered Accountants, FCCA. He also holds an Advanced Diploma in Risk Management in Banking/Finance by KPMG Sweden

  • Adil A. Khawaja MRS. MARY WACHIRA MUCHEE ×

    CHIEF STRATEGY AND CUSTOMER EXPERIENCE OFFICER

    Mrs. Wachira is the Board’s Chief Strategy and Customer Experience Officer. She has over 18 years of experience in the field of Finance. She joined HELB at inception in 1996 as an accountant in charge of Operations. Before joining HELB, she worked in National Housing Corporation from 1990-1996 in various positions up to Senior Accountant (Cost & Management section). She holds a Bachelor of Commerce degree (Accounting option) from the University of Nairobi and an MBA (Finance) from the same University. In addition she is a Certified Public Accountant of Kenya (CPA-K), a Certified Investment and Security Analyst as well as a member of Institute of Investment Professionals of East Africa (formerly Certified Financial Analyst of East Africa).

  • Adil A. Khawaja MR. SHEM ANDREW GICHIMU ×

    CHIEF FINANCE OFFICER

    Mr. Gichimu is the Head of Finance. He has over 24 years’ experience in the field of finance. He previously worked for the Credit Reference Bureau Africa Limited as the Group Finance Manager. He holds a B.Com [Accounting] from University of Nairobi and an MBA [Strategic Management] from the same University. In addition, he is a Certified Public Accountant of Kenya [CPA-K].

  • Adil A. Khawaja MR. GEOFFREY MONARI ×

    CHIEF OPERATIONS OFFICER

    Mr. Monari is the Board’s Chief Operations Officer. He has served the Board in various capacities from 1997 when he joined the Board, most recently managing the loan repayment and recovery department from 2009 to December 2016. He holds a B. Com degree and MBA from J.K.U.A.T. He is a member of the Institute of Economic Affairs. He has managed the loan repayment and recovery function since October 2009. He has attended several courses on Credit/Debt Management both locally and internationally, prosecution/investigation at the CID Training School, Senior Management Leadership Program at Strathmore Business School among other training key to the delivery of his current position. Besides, he is an ISO 9001-2008 Internal Auditor and a Trustee of HELB Staff Retirement Scheme.

  • Adil A. Khawaja MR. JOSPHAT NZUKI ×

    Ag. CHIEF INFORMATION OFFICER

    Mr. Nzuki is the acting Chief Information Officer. He has over 16 years’ experience in Information Technology practice spanning key areas of Data Analysis, Systems Analysis and design, Software Development, Database Administration, policy formulation, ICT infrastructure and security Management. He joined the Board from the Bidco (K) Ltd whereas the data and systems analyst he has been instrumental sustaining the growth of ICT agenda at HELB. He holds a B.Sc. Information Sciences (IT) from Moi University ,Oracle DBA certifications, CCNA, WEB development and He is Currently finalizing his research for his Master of Science Information Systems degree ( MIS ) University of Nairobi. He is a fellow of the Computer Society of Kenya.

  • Adil A. Khawaja MS. WAVI MUIGAI ×

    CORPORATE COMMUNICATION AND CUSTOMER EXPERIENCE MANAGER

    Ms. Wavi is the Board’s Corporate Communication and Customer Experience Manager. She holds a BSc. Hotel Management from USIU-A and a MSc. Management from Friends University, Wichita KS USA. She also holds a Program for Management Development [PMD] executive education certification from Strathmore Business School [SBS]. She has 15 years’ experience in communication and customer experience. She joined HELB from KCB Bank where she worked as a Customer Service Manager, Brand Marketing Manager for differentiated products as well as the Retail Service Experience Manager focusing on customer experience in KCB Bank Kenya Branches. She also worked in the hospitality industry as an Account Manager and Assistant General Manager with the Marriott hotels in the US. She is an active member of the Institute of Customer Experience [ICX] – Kenya and occasionally writes on the ICX-Kenya Blog. She is also a member of MSK and PRSK.

  • Adil A. Khawaja MRS. BERNADETTE N. MASINDE ×

    HEAD OF LEGAL/CORPORATION SECRETARY

    Mrs. Masinde is the Legal Services Manager. She holds an LLB (Hons) from the University ofNairobi, a Diploma in Law from the Kenya School of Law and is currently pursuing LLM (Commercial Law option). She is a Certified Public Secretary (K). She is a member of the Law Society of Kenya and the Law Society of East Africa. She has post qualification experience of over 20 years. Prior to joining HELB, she worked with FIDA and ICJ before joining private law practice. She joined HELB as a Legal officer and progressed to the current post of Legal Services Manager. She has spearheaded and manages the legal function of the Board.

  • Adil A. Khawaja MR. JAMES MAINA GACHARI ×

    FUND MANAGER, EXTERNAL RESOURCES

    Mr. Maina is the Board’s Fund Manager. He joined the Board from CPF (formally Local Authorities Pension Trust (LAPTRUST)) where he was Investment Manager specializing Investment Accounting and Management. He also worked as Accountant – Pensions & Life with Madison Insurance Company Limited and Investment Officer with Madison Asset Management Services Limited. He joins the board with a wealth of experience in Fund Management. He holds MBA Finance [USIU - Africa], BA Economics [UoN] and CPA (K). James is an active member of ICPAK and is currently pursuing post graduate degree in Entrepreneurship at Jomo Kenyatta University of Agriculture and Technology [JKUAT]